Why did I get this rejection?
If you or anyone on your return had Health Insurance Marketplace coverage during the tax year, the IRS requires Form 1095-A to process your return.
This rejection means your return was filed without Form 1095-A, or the IRS couldn’t match the coverage information without it. The IRS won’t accept your return until the form is included.
When Form 1095-A is required
You’ll need Form 1095-A if:
You, your spouse, or a dependent had Marketplace health insurance at any point during the year
You received advance payments of the Premium Tax Credit
If this applies to you, don’t file until you have the form. Filing without it will always result in a rejection.
How to fix the rejection
There are a few steps to get this resolved. Once you’ve added the missing form, you can resubmit your return in april:
Find your Form 1095-A
Start by locating your Health Insurance Marketplace Statement.
You can get Form 1095-A from:
Your HealthCare.gov account
Your state’s Health Insurance Marketplace website
Most forms are available by mid-February.
If you don’t see your form yet
Make sure you’re checking the correct Marketplace account
Look for coverage documents for the correct tax year
Wait to file until the form is available
Filing before you have Form 1095-A will continue to cause rejections.
Add Form 1095-A to your return
Once you have the form:
Enter the information exactly as shown on Form 1095-A
Review the amounts carefully, including monthly coverage and premiums
Save your changes and resubmit your return
The IRS uses this information to calculate or reconcile the Premium Tax Credit.
If your return is still rejected
If you’ve added Form 1095-A and your return is still rejected:
Double-check that all information matches the form
Confirm the form was added for the correct tax year
If your return is still rejected after adding Form 1095-A, the IRS provides guidance for fixing returns
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