If the IRS has issued you an IP PIN, you’ll need to enter it on your tax return to ensure your identity is verified and protected. This six-digit number plays a crucial role in safeguarding your tax information from identity theft. If you’ve lost your IP PIN, you can retrieve it online through your IRS account or request a reissue by calling the IRS directly.
What is an IRS-issued IP PIN?
An Identity Protection PIN (IP PIN) is your very own six-digit secret code that works like a shield against tax-related identity theft. This unique number protects your Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN) from being misused by anyone else trying to file a tax return in your name. The best part? This code is known only to you and the IRS, making it a reliable way to verify your identity when filing taxes, whether you do it online or on paper.
If you’ve been a victim of tax-related identity theft and your issues have been resolved, the IRS will send you a CP01A Notice each year with your new IP PIN. Anyone with an SSN or ITIN can request an IP PIN as a proactive measure to protect against identity theft, including those living abroad.
What’s the difference between an IP PIN and a Self-Select PIN?
The Identity Protection PIN (IP PIN) and Self-Select PIN each serve unique purposes in the tax process. An IP PIN is a six-digit PIN provided by the IRS to help prevent tax-related identity theft, ensuring that only you can file using your Social Security number.
On the flip side, the Self-Select PIN is a five-digit number that you select when e-filing your taxes online. When filing your current year tax return, you can use the Self-Select PIN you chose when you e-filed last year in place of your prior-year AGI - which you may have to hunt for. You create this number yourself when you file electronically, making the whole process smoother. So, while the IP PIN protects your identity, the Self-Select PIN is used as a validation method when you file your tax return.
How do I find my IP PIN?
You can find your Identity Protection PIN (IP PIN) using a few different methods:
IRS Notices: If you are a confirmed victim of tax-related identity theft, the IRS sends you a CP01A notice each year containing your IP PIN. Grab this notice and look for the line that begins with “Your assigned IP PIN is…”
Online Account: If you have an IRS online account, you can log in to view your IP PIN. If you don’t have an account, you may need to create one to access your information.
Contact the IRS: If you can’t find your IP PIN through notices or your online account, you can call the IRS at 1-800-908-4490 for assistance. Be prepared to verify your identity when you call.
If it’s after October 14th and you haven't filed your current or prior year tax return, the IRS suggests going ahead and filing a paper return without your IP PIN. The IRS will then review your return to verify your identity. Just keep in mind that this extra step could delay any refund you might be expecting, but it helps keep your tax information safe and secure.
Remember, your IP PIN is unique to you and changes each year, so it's important to keep it safe and secure.
How do I get a new IP PIN?
If you've lost or misplaced your IRS-issued Identity Protection PIN (IP PIN) or didn't receive a new one in the mail, you'll need to retrieve it before you can e-file your tax return. The easiest way to get your current IP PIN is through your IRS online account. If you don't have an account, you will need to validate your identity to gain access.
If you can't retrieve your IP PIN online, you can call the IRS at 800-908-4490 for specialized assistance. They're available Monday through Friday, from 7 a.m. to 7 p.m. local time. An IRS representative will verify your identity and mail your IP PIN to your address on file within 21 days.
Entering your IP PIN on your tax return
Entering your Identity Protection PIN (IP PIN) on your tax return depends on whether you’re e-filing or filing a paper return. If you're e-filing, your tax software will guide you on where to input your IP PIN. If you can't find it, search your software for "Identity Protection PIN" or “IP PIN” or contact their support team. Remember, everyone listed on the return who has an IP PIN must include it, including any dependents. If you're going the paper route, be sure to write your IP PIN in the designated "Identity Protection PIN" area in the signature section of your Form 1040.
In summary, the Identity Protection PIN (IP PIN) serves as a vital shield against tax identity theft, ensuring that your tax return is filed securely. By keeping your IP PIN safe and using it correctly on your return, you can navigate tax season with confidence. If you happen to lose it, don't worry—retrieving or replacing it is a straightforward process. Having your IP PIN not only protects your personal information but also makes your tax filing experience smoother and hassle-free.
This content is provided for informational purposes only and should not be construed as tax, legal, financial, accounting, or other advice. Rules and regulations vary by location and are subject to change, so please consult with an expert if you need advice specific to you.
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