If you took a distribution from an IRA or completed a Roth conversion this year, you’ll receive a Form 1099-R. This form reports your retirement distributions and helps determine whether any portion is taxable.
Before you upload
Make sure your Form 1099-R is complete and clearly shows:
Gross distribution (Box 1)
Taxable amount (Box 2a), if listed
Distribution code (Box 7)
Any federal or state tax withholding
How to upload your 1099-R
In the Income section, on the “How did you earn money in 2025?” screen, select Retirement income.
If prompted to import your 1099 forms from Robinhood, follow the steps to import any available forms.
If you have additional Form 1099-R documents that were not imported from Robinhood, select the option to upload those forms.
Make sure your upload is complete and clearly shows:
Gross distribution (Box 1)
Taxable amount (Box 2a), if listed
Distribution code (Box 7)
Any federal or state tax withholding
How distributions and conversions are handled
After you upload your 1099-R, you’ll be asked follow-up questions if needed. These help determine whether your distribution was:
A rollover
A Roth conversion
An early distribution
Fully or partially taxable
Your answers help ensure the taxable portion is calculated correctly and reported on the appropriate retirement and income forms.
Important
Upload the full 1099-R, not just a summary page.
If you received multiple 1099-R forms, upload each one separately.
Review your distribution code in Box 7, as can affect how your distribution is treated (though not always).
This content is provided for informational purposes only and should not be construed as tax, legal, financial, accounting, or other advice. Rules and regulations vary by location and are subject to change, so please consult with an expert if you need advice specific to you.
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