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How do I fix a tax return rejection with no income or credits?

Explains why the IRS rejects a tax return when all income, tax, credit, and payment amounts are zero, what this means for e-filing, and how to file correctly in april.

Updated this week

Why did I get this rejection?

The IRS e-file system requires at least one non-zero amount on your tax return.

This rejection means your return shows zero income, zero tax, zero credits, and zero payments. When everything on Form 1040 is zero, the IRS won’t accept the return electronically.

This can feel confusing, especially if your information is accurate — but it’s an e-file system rule, not a mistake on your part.


What the IRS requires to e-file

To file electronically, the IRS needs a non-zero amount in at least one of these areas:

  • Total income

  • Adjusted gross income (AGI)

  • Total tax

  • Total credits

  • Total payments

If all of these amounts are zero, e-file isn’t available for that return.


How to fix the rejection

There are two possible paths, depending on whether your return is truly a zero return or something was missed:


If your return is correct and everything is zero

If you truly had no income, no tax, no credits, and no payments for the year, your return is valid — it just can’t be e-filed.

In this case, you’ll need to file by mail.

  • Print your completed tax return

  • Sign and date it

  • Mail it to the IRS using their paper filing instructions

Paper filing takes longer, but it’s the correct way to file a zero return.


If something is missing or entered incorrectly

Sometimes this rejection happens because information wasn’t entered or saved correctly.

Go back and review your return for any missing amounts, such as:

  • Wages, interest, or other income

  • Tax payments, including estimated payments

  • Credits you may qualify for

If you find and correct an issue:

  • Update the information in april

  • Recalculate your return

  • Resubmit it electronically

Once at least one required field has a non-zero amount, e-file should work.


Do I need to file if I had no income?

In some situations, you may not be required to file a tax return at all.


Filing a zero return is optional unless:

  • You were required to file for another reason

  • You want to keep a filing record with the IRS

If you’re unsure whether filing is required, reviewing IRS filing requirements can help you decide.


If you still have questions

If you’re not sure whether your return should be filed or whether something is missing, review the IRS electronic filing (e-file) FAQ page for general guidance on e-file requirements and common e-file issues.


This content is provided for informational purposes only and should not be construed as tax, legal, financial, accounting, or other advice. Rules and regulations vary by location and are subject to change, so please consult with an expert if you need advice specific to you.

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