If your tax refund is taking longer than expected or the amount is different from what you anticipated, you’re not alone. Refund delays and changes are common — and in many cases, they’re expected based on how a return is filed or what it includes.
Once the IRS accepts your return, april can’t see refund details or speed up processing. The IRS controls refund timing and amounts.
Why is my tax refund delayed?
The IRS issues most refunds within 21 days, but some refunds take longer than others.
Your refund may be delayed if:
You mailed your return instead of e-filing
You filed an amended return
Your return requires additional review
You claimed certain credits or adjustments
You filed using an Individual Taxpayer Identification Number (ITIN)
These delays don’t necessarily mean there’s a problem — some situations simply take longer for the IRS to process.
Important: Refund timing for EITC and ACTC
If you claimed the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC), the IRS is legally required to hold refunds until at least February 15.
If everything checks out and you chose direct deposit, refunds are typically released by February 27.
Why do some refunds take longer than others?
Some tax returns take longer because they require additional IRS review. This is normal in certain situations and doesn’t always mean action is needed from you.
Refunds often take longer when:
The return was mailed instead of e-filed
The return was amended
Credits like EITC or ACTC were claimed
An ITIN was used
The IRS needs to verify information or identity
Why is my refund smaller than expected?
If your refund is less than expected, the IRS may have adjusted your return.
Common reasons include:
Math errors or corrections
Outstanding federal or state tax balances
Certain state or federal debts applied to your refund
Joint refunds applied to a spouse’s debts
If the IRS makes a change, they’ll send a notice explaining what was adjusted and why.
Why is my refund larger than expected?
If your refund is higher than expected, don’t spend it right away.
For paper checks, don’t cash the check
For direct deposits, contact your bank as soon as possible
You should also contact the IRS at 800-829-1040. If the refund was issued in error, the IRS will provide instructions for returning the excess amount. You can also review IRS Tax Topic No. 161 for guidance.
What should I do next?
If your refund is delayed or the amount is different than expected:
Check the IRS Where’s My Refund tool
Review any IRS notices you’ve received by mail
Allow additional time if your return falls into one of the situations above
If it’s been more than 21 days since you e-filed or over 6 months since you mailed your return, the IRS recommends checking your refund status for next steps.
Important to know
april can’t change, adjust, or track refund amounts once your return is accepted. For the most accurate information about delays or changes, the IRS is the best source.
This content is provided for informational purposes only and should not be construed as tax, legal, financial, accounting, or other advice. Rules and regulations vary by location and are subject to change, so please consult with an expert if you need advice specific to you.
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